Just because you have a retirement account, should not mean you can afford to stop investing or investigating new opportunities.

Many people share with me the following saying that they "have a financial advisor", or another "I have a trust set up already".  While both of these statements by themselves can be true, they are not "FINANCIALLY WISE" summaries, just as "I have a ___?____ so I don't need another" is equally blind of advances within the ____?_____  (whatever category you chose) industry.

I can offer new life to your retirement. 

Give me a call to schedule your opportunity @ 734-395-5425.

The excerpt below is taken in part from: http://www.huffingtonpost.com/2014/06/07/retirement-around-the-world_n_5406016.html?utm_hp_ref=business&ir=Business

Global Gloom About Retirement Prospects
Taken as a whole, the world is pretty darn gloomy about retirement prospects.

Over half of respondents (53 percent) expect future generations of retirees to be worse off than those currently in retirement; 34 percent of employees are pessimistic about have enough money to live on in retirement; just 19 percent of employees are confident they’ll be able to retire with a lifestyle they consider to be comfortable and only 16 percent of current employees expect to be better off in retirement than current retirees.

FREE Medicare Supplement Assistance

Everyone age 65 and older, and having both Medicare part A and part B, should have a Medicare Supplement to pay 100% of their hospital and/or doctor bills.

I am licensed by the States of MI & AL and appointed by the best companies in those States to assist you in finding and acquiring your BEST Medicare Supplement for your needs, and your budget.

I am also able to package these with up to $30,000.00 returned to your beneficiaries.

For more information: please call Matt Skiba direct at 1-734-395-5425.

I look forward to speaking with you.  - Matt Skiba

“Ladies, It’s Time to Talk Finances

“Saw this deal and thought of you.”

As a man, I can appreciate when my friends tell me about a great restaurant they’ve just ate at and that I’ve got to try, or when the next car show is.  It means someone I know saw something that made them think of me, and they thought enough of me to tell me about it, that’s what friends do…right? 

Did you know that 92% of women are likely to pass along a good deal to other women too?  See, we are not so different and definitely not from Mars.   That statistic did get me to wonder.  Do women talk about finances with their friends?  Do women share things like “I made a plan for my financial future, and I thought of you!” Do your friends feel you have it all together and therefore don’t need financial advice?  Is it because they don’t want to seem nosey or overbearing?  Or, are they really from Venus?

Or is it just because women don’t like to talk about this kind of stuff?

The reality is that women DO need to think about their financial futures. When you consider that women are statically more likely to outlive their husbands, and the sad statistic that 50% of all marriages end in divorce, and that it is usually the daughters that serve as caregivers to aging parents, the sense of urgency should send women in droves to financial professionals like me!

So ladies, think about where you are with your finances, where your parents are with their long term care solutions.  Could you use some assistance?  Do you have it all together and have advice for others?  Will you be that friend that will experience the help of financial professional “Matt Skiba” and then share your experience with others?  The average woman has 171 contacts in her email and mobile lists.   Reach out!  Tell your friends and family that you care.

Contact Matt Skiba today.  I look forward to hearing from you soon.

Matt Skiba, Licensed Agent in the State of MI and AL

For All of Your Health, Life, and Retirement Income Solutions

Estate Preservation Agency, Brighton, MI

Website)  www.DreamingOfRetirement.com

Email)  NextStep@DreamingOfRetirement.com

Direct)  734-395-5425

 

Get the basics on Fixed Index Annuities

Hi everyone,
I've placed a link here to a youtube video that really does a great job at explaining annuities.  Fixed Index Annuities are in my opinion the BEST investment option in the last 20 years.  Allow me the privilege of your time and I'll offer you a few choices that you'll surely appreciate.  Contact me directly at: 1-734-395-5425 to schedule your FREE consult.  I look forward to speaking with you soon.  - Matt Skiba

https://www.youtube.com/watch?v=BS3B2Ins4GI

Dependents Turning 26, and Needing Individual Health Insurance

The Affordable Care Act does allow parents to cover their children on the parents’ health insurance policy through the child’s age of 25 whether they are: students, non-students, married or single. 

Once the child turns age 26, the child is required to have & carry their own individual policy.  For a free quote covering all 13 different ‘QUALIFIED’ policy options and rates, contact Matt Skiba by phone 734-395-5425 to schedule an appointment, or by email: NextStep@DreamingOfRetirement.com with the words ‘Qualified Rate Quotes Please’ in the subject line.

Remember: waiting until you are sick or in a serious condition and needing medical attention does not create a qualifying event to get you coverage. 

You will only have a 30 day window after your 26th birthday to apply, or risk waiting until the annual fall open enrollment with an effective date starting the next January at the earliest.

Be prepared, stay covered, get your own personalized health insurance before its too late.

Call Matt Skiba, State of MI & AL Licensed Agent

For All of Your Health, Life, and Retirement Income Solutions

Estate Preservation Agency, Brighton, MI

Website)  www.DreamingOfRetirement.com

Email)  NextStep@DreamingOfRetirement.com

Direct)  1-734-395-5425

I look forward to hearing from you.  - Matt Skiba

There is still time to get a Qualified Major Medical Plan and have a 2014 Effective Date, but you must hurry.

The Open Enrollment Deadline for a Feb 2014 Effective Date has passed.

The Open Enrollment period for a March 1st 2014 Effective Date is open from 01/16/2014 to 02/15/2014.

Call State of Michigan Licensed Agent Matt Skiba for personal assistance in understanding and applying for your coverage.  My direct office number is 734-395-5425.

Having Trouble Signing Up for Health Insurance on the Government Website?

Wait No More…

Call our expert “Matt Skiba” for FREE in-person help understanding the ‘ObamaCare’ QUALIFIED insurance plans for 2014 and beyond.

All of the plans that Matt Skiba will show you are GUARANTEED to be ISSUED.  That's correct; there are no pre-existing condition clauses to worry about.  The application is simple, no lines, no waiting, and most importantly there are NO health questions.

Don't miss this FREE opportunity.  Call Matt Skiba today!

Matt Skiba, State of Michigan Licensed Agent
Estate Preservation Agency, Brighton, MI
For All of Your Health, Life and Retirement Income Solutions
Website) www.DreamingOfRetirement.com
Blog) http://dreamingofretirement.blogspot.com/
Email) NextStep@DreamingOfRetirement.com
Direct) 1-734-395-5425  or  1-989-941-6808
 I look forward to talking with you.  -Matt Skiba

My facebook business posting link.

http://www.facebook.com/no.risk.retirement.investment.solutions

MEDICARE ADVANTAGE Disenrollment Period Continues thru February 14, 2014

That is correct;
this will be the last chance you will have to return to Original Medicare and still have a 2014 effective date.  The disenrollment period is from Jan 1, 2014 to Feb 14, 2014.  If you miss this opportunity, you will have to wait for the 2014 fall “Open Enrollment” and you will then have a January 1, 2015 effective date.
Make your move back to Original Medicare while you still can.
Don’t leave yourself limited to a Medicare Advantage network, return to Original Medicare during this disenrollment period and you will have the freedom to choose any doctor, and visit any hospital in any State that accepts Medicare. 
Take back your control by calling your preferred agent: Matt Skiba at 734-395-5425. 
Ask Matt Skiba which Medicare Supplement Plan is right for you.

Call Matt Skiba, State of Michigan Licensed Agent
Estate Preservation Agency, Brighton, MI
For All of Your Health, Life and Retirement Income Solutions
Direct)  734-395-5425  or   989-941-6808
Website)  www.DreamingOfRetirement.com
Blog)  http://dreamingofretirement.blogspot.com/
Email)  NextStep@DreamingOfRetirement.com
I look forward to speaking with you.  –Matt Skiba